40 years of reliability

FTP in brief

For multiple decades, we have worked with commitment and skill to offer optimum pension options to 250 affiliated companies. A summary of the main facts and figures is given below (as of 31.12.2022).

Foundation: The Foundation's Memorandum of Association dated 25.02.1983

Services: Retirement provision based on a defined contribution plan

Headquarters: Via Peri 6 6900 Lugano

Number of active policyholders: 2'422

Number of pension recipients: 256

Affiliated companies: 248

Balance-sheet total: CHF 235 million

Partners: 6

Coverage ratio (Article 44(1) BVV2): 106.11%

Financial coverage ratio: 112.6%

Average technical rate: 2.53%

2021 performance: -8.4%



Sponsors and Founders: 

L'Associazione Industrie Ticinesi;
La Camera di Commercio dell'Industria e dell'Artigianato del Cantone Ticino;
La Camera del Lavoro del Cantone Ticino;
L'Organizzazione Cristiano Sociale Ticinese.

The Foundation was set up in 1983 to allow companies and employees in Ticino to set up occupational pension schemes (Second Pillar) through a body with its headquarters and decision-making centre in Ticino. 

The Foundation was able to count on institutional support to guarantee a form of joint management that genuinely represents local interests. One important goal for the Foundation was to manage capital saved in pension schemes with the local economy in mind. 

A study performed by the Economic Research Office showed that many pension funds were invested on the other side of the Alps following the introduction of the Second Pillar requirement: the major pension foundations were and are based in Zürich, Basel, Geneva and Bern.

The Fondazione Ticinese meet its needs within the financial and social sectors of the Canton. As far as ownership is concerned, over the years the founders have given way to employees with direct involvement. 

The long-standing competition and new rivals in the shape of big banking and insurance groups have proved aggressive and significant hurdles have had to be overcome. Nowadays the Fondazione Ticinese per il secondo pilastro is a body with more than 35 years of experience with a Board of Directors that is completely independent of banks and insurance companies. It has new large offices in Lugano. It may be small compared to the giants, but it is lively, efficient and works effectively to serve its affiliates. 

Its collective agreement allows considerable cost-cutting. It offers its services to more than 260 affiliated companies and all their employees.

Its affiliates include industrial, craft and service sector companies, associations and other municipal and cantonal bodies, including Università della Svizzera Italiana , SUPSI (University of Applied Sciences and Arts of Southern Switzerland) and some


It has amassed a savings fund that is administered with a focus on the economy of our Canton.

Organisation chart


Foundation Board:

Chair: Ilaria Caldelari Panzeri


Deputy Chair: Marco Bernasconi

Member: Antoine Turner


Member: Davor Vadlja


Member: Laurent Frésard 


Member: Stefano Malingamba 



Ronald Ogna (Director)


Cristina Zambardino (Accounting and Controlling)


Marica Tognalli Cadoni (Management of the disabled, retired persons and benefits)


Arianna Pereira Gabriel (Affiliate Management)


Vittorio Vitali (Affiliate Management) 


  • A host of pension scheme options that consider the specificities of each company or entity (size, type of activity, staff, etc.)
  • Direct access to Foundation managers


  • Quality IT system
  • Service tailored to customers
  • Great administrative flexibility
  • Simple and understandable documents


  • Payment of premiums throughout the year instead of annualpayment in advance = considerable gains in terms of interest and greater
    flexibility for the company
  • Low administrative costs: 0.5% of announced salaries
  • Reduction in insurance costs extended to all affiliates
  • Attractive conversion rates


  • Decision-making and operating centre in Ticino (Lugano)
  • Joint fund administration
  • Reinsurance with La Mobiliare Assicurazioni, Nyon
  • Fund management at UBS, Credit Suisse and ZKB
  • Conservative investment strategy