Strengths

Advice

• A host of pension scheme options that consider the specificities of each company or entity (size, type of activity, staff, etc.)
• Direct access to Foundation managers

Management

• Quality IT system
• Service tailored to customers
• Great administrative flexibility
• Simple and understandable documents

Benefits

• Payment of premiums throughout the year instead of annualpayment in advance = considerable gains in terms of interest and greater
  flexibility for the company
• Low administrative costs: 0.5% of announced salaries
• Reduction in insurance costs extended to all affiliates
• Attractive conversion rates

Administration

• Decision-making and operating centre in Ticino (Lugano)
• Joint fund administration
• Reinsurance with La Mobiliare Assicurazioni, Nyon
• Fund management at UBS, Credit Suisse and ZKB
• Conservative investment strategy